Life Hacks
25 Discounts Seniors Did Not Know They Could Get
August 2, 2018 by Michael Ball
There are many special discounts that are available to seniors. Retirees are offered discounts at most retailers, restaurants, parks and on public transport. But you won't get these discounts unless YOU ASK for them. Simply ask the question, "Do you offer a senior discount?" and see how much you can save.
And did you know there are special senior discounts that are available just online? Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and little-known government programs. Here is a list of discounts and offers seniors can take advantage of in 2018.
And did you know there are special senior discounts that are available just online? Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and little-known government programs. Here is a list of discounts and offers seniors can take advantage of in 2018.
1. Use HARP – Let The Government Pay For Your Mortgage
If you're a senior homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP. The Home Affordable Refinance Plan (HARP) was passed by Obama to help the middle class senior Americans reduce their monthly payments by as much as $4,264 each year. The program was set to expire in 2017 but has been extended to 2018. You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out.
So while the banks are happily waiting for this program to end, the Government is making a final push and urging homeowners to take advantage of HARP now and save $4,264 each year.
So while the banks are happily waiting for this program to end, the Government is making a final push and urging homeowners to take advantage of HARP now and save $4,264 each year.
Average savings per year: $4,264
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2. Discount on Car Insurance
Did you know that depending on your age and other factors you could get a huge discount on car insurance? Most seniors don't even know these discounts exist. Click here to read how seniors can save $500+ on car insurance.
Average savings per year: $859
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3. Save on Groceries
Take full advantage of your senior discount at your local grocery store. Lots of stores offer it – you just need to ask!
Keep in mind that discounts and deals may vary and can change without notice.
Keep in mind that discounts and deals may vary and can change without notice.
- Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
- Fred Meyer – 10% senior discount on the first Tuesday of every month
- New Seasons Market – 10% discount every Wednesday
- Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
- Piggly Wiggly – varying discounts at participating locations
- Fry's Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
4. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Owe a lot of money in a credit card debt? This is what credit companies don't want you to find out:
If you owe more than $20,000 in credit card debt, this proven debt relief program for seniors can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you've been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
If you owe more than $20,000 in credit card debt, this proven debt relief program for seniors can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you've been struggling to pay your credit card debt, then click here to find out how you can become debt-free!
Average savings per year: $859
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5. Save Up To 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For senior citizens, rising life insurance policy costs can add up significantly. And what's worse is the fact that many seniors have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price. Seniors may end up saving up to 70% on their life insurance policy.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price. Seniors may end up saving up to 70% on their life insurance policy.
Average savings per year: Smoker - $456 | Non-smoker - $1,002
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6. Get Government Rebates To Go Solar And Cut Your Energy Bill
Did you know you can significantly reduce your monthly electric bill and pay nothing for it? If you live in a qualified zip code you can get paid to go solar! Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels.
Many people were shocked that subsidies and rebates cover 99% of costs associated with installation so it literally costs $0 to have done. Learn more about this program and check if your zip code qualifies. Senior homeowners can literally save $1,000's of dollars just by using this program.
Many people were shocked that subsidies and rebates cover 99% of costs associated with installation so it literally costs $0 to have done. Learn more about this program and check if your zip code qualifies. Senior homeowners can literally save $1,000's of dollars just by using this program.
Average savings per year: $1,471
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7. Never Pay For Costly Home Repairs
Many seniors simply don't have enough money lying around to pay for expensive home repairs. Your home insurance won't cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment's notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they're ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they're all covered! If there's something they can't fix they will just replace it.
This is why many homeowners are getting this new Home Warranty Program and they're ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they're all covered! If there's something they can't fix they will just replace it.
8. ADT Is Offering Seniors an $850+ Discount on a Home Security System
This one is a great money saving idea for those seniors that are homeowners. Your house is 2.5 times more likely to be a target for intruders if you have no security system installed! Horrifying, isn't it?
By installing a security system not only will you deter possible burglars away from your home, but will also save big money on your homeowners' insurance policy. Installing an alarm system can get you approximately 10-20% off of your homeowners insurance(which is usually mandatory if you own a home).
And you might think that getting the system installed is going to cost you a lot, but luckily you're in for some good news! The good news is that these home alarm companies are pretty desperate for customers at the moment so you can get a good deal. For example ADT, one of the best alarm system companies, are currently offering over $850 in equipment plus a $100 Visa gift card with $99 installation and purchase of monitoring service. And let's not forget that this system is especially important to seniors, who, by having it in their homes, could get medical aid in a potentially life-threatening situation. Click here to get your $850 discount when installing a home alarm system.
By installing a security system not only will you deter possible burglars away from your home, but will also save big money on your homeowners' insurance policy. Installing an alarm system can get you approximately 10-20% off of your homeowners insurance(which is usually mandatory if you own a home).
And you might think that getting the system installed is going to cost you a lot, but luckily you're in for some good news! The good news is that these home alarm companies are pretty desperate for customers at the moment so you can get a good deal. For example ADT, one of the best alarm system companies, are currently offering over $850 in equipment plus a $100 Visa gift card with $99 installation and purchase of monitoring service. And let's not forget that this system is especially important to seniors, who, by having it in their homes, could get medical aid in a potentially life-threatening situation. Click here to get your $850 discount when installing a home alarm system.
Average savings per year: $850
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9. Get A Reverse Mortgage
Now although a reverse mortgage is available to older homeowners, it's still a loan and should be looked at as such. Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home.
Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. This could be a great option for you if you have a lot of home equity built up, but need some extra money to live during your retirement years. Many retirees have worked hard all their lives and have most of their money tied up in their homes but don't want to sell because they enjoy the area they live in. That's where a reverse mortgage can be particularly useful. You can visit AAG to learn more.
Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. This could be a great option for you if you have a lot of home equity built up, but need some extra money to live during your retirement years. Many retirees have worked hard all their lives and have most of their money tied up in their homes but don't want to sell because they enjoy the area they live in. That's where a reverse mortgage can be particularly useful. You can visit AAG to learn more.
10. Save $1,000s In Costly Car Repairs with FIXD
If you've ever gone to your local auto repair shop for an oil change, but instead left with a huge bill for god knows what then this is the device for you. Often mechanics can take advantage of car owners, especially elderly and women, for their lack of knowledge by tricking them into changing parts and making 'fixes' that are not needed.
But, by using Fixd, you'll never pay more for car maintenance than you need to again. If you see the mysterious "check engine" light come on, Fixd will be able to tell you exactly what's wrong with your car.
If your car was built after 1996, then Fixd can instantly diagnose any problems it might have. This means that next time something goes wrong, the mechanic won't be able to trick you. It's super-easy to use that even the least tech-savvy people can do it.
But, by using Fixd, you'll never pay more for car maintenance than you need to again. If you see the mysterious "check engine" light come on, Fixd will be able to tell you exactly what's wrong with your car.
If your car was built after 1996, then Fixd can instantly diagnose any problems it might have. This means that next time something goes wrong, the mechanic won't be able to trick you. It's super-easy to use that even the least tech-savvy people can do it.
11. Seniors Can Get Health Insurance For $9/Month
Health insurance is now available to more Americans than ever before. Subsidized options are easily available to low-income individuals and families. In the past, many people took the risk of not being insured, but with the Affordable Care Act (ACA) you can be fined if you don't have qualified health care insurance.
Instead of paying a fine, people who have not been able to afford insurance before are looking for affordable medical insurance options. Whether you have low, mid, or high income, you could greatly reduce your health insurance by using HealthInsurance.net to compare policies and prices, and find what's best for you.
Instead of paying a fine, people who have not been able to afford insurance before are looking for affordable medical insurance options. Whether you have low, mid, or high income, you could greatly reduce your health insurance by using HealthInsurance.net to compare policies and prices, and find what's best for you.
Average savings per year: $321/person, $823/family
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13. Go Shopping
Kohl's, Marshall's and Stein Mart
At Kohl's on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall's, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a "Seniors Day" once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you're shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that's not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store. Also if you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
At Kohl's on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall's, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a "Seniors Day" once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you're shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that's not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store. Also if you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
13. Eliminate Body Pain By Massaging Your Feet – 50% Discount
Taking inspiration from the ancient practice of reflexology, Magnetic Insoles will massage your way to better health. The magnetized insoles will stimulate precise pressure points on the soles of your feet to relieve strains, reduce pain, and boost your energy levels. Seniors can get 50% off by simply by using our link.
On each insole, there is 400 acupoints to target key areas of your body alongside healing magnets that will balance your body's natural electromagnetic levels. Reduce your back pain and release harmful toxins from your body – Magnetic Insoles are just like having a massage therapist wherever you go.
On each insole, there is 400 acupoints to target key areas of your body alongside healing magnets that will balance your body's natural electromagnetic levels. Reduce your back pain and release harmful toxins from your body – Magnetic Insoles are just like having a massage therapist wherever you go.
14. Eating Out
If you don't feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald's: discounts on coffee and beverages (55+)
- Whataburger: free drink with purchase of a meal, depending on location (55+)
- Wendy's: give free coffee or other discounts depending on location
- Piccadilly Cafeteria – 10% discount with "Prime Time for Seniors" card
- IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location
- Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
- Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- The Old Spaghetti Factory: Spaghetti Factory "Senior Menu" offers discounted list of menu items
- Uno Pizzaria & Grill: "Double Nickel Club" 25% off on Wednesday (55+)
- Sizzler: Offers "Honored Guest Menu" (60+) varies by location
- Papa John's Senior Discount: check with your local stores (no standard senior discount policy)
- Old Country Buffet: Daily discounts for seniors (55+)
- Friendly's Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
- Fazoli's: Join "Club 62" for special senior menu items (62+)
- KFC: free small drink with any meal depending on location (55+)
- Country Kitchen: Great Senior Menu (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver's: 10% discount or discounted beverage (55+)
- Taco Bell: 10% off (65+)
- El Pollo Loco: 10% off senior discounts varies by location (55+)
15. Compare Loan Options For Retirees
As you move into your older years, your lifestyle changes and so do your finances. When that happens, you may find that getting a loan isn't as easy as it was when you were earning money from employment. Not to worry, there are lenders that will consider you for a personal loan. These loans can help you access money if you don't have sufficient time to save for it, or if you don't want to dip into your equity.
Sounds good? Click here to get started and compare personal loan rates from around the country with a single, simple application. You can even do it from your phone.
Sounds good? Click here to get started and compare personal loan rates from around the country with a single, simple application. You can even do it from your phone.
16. Save on Medicine
Healthcare is an essential part of human life, and the costs of prescriptions add up more and more as you age. Most retirees need to take some type of medication, so it's only right that you should be able to get a discount on your pills. By choosing the right insurance company for your needs you could get your prescription drugs covered.
Also, many seniors may not know this, but they may be eligible to get extra benefits out of their medicare insurance plan. You can also check if you are eligible to get vision, dental, hearing or even arthritis treatment coverage included.
Also, many seniors may not know this, but they may be eligible to get extra benefits out of their medicare insurance plan. You can also check if you are eligible to get vision, dental, hearing or even arthritis treatment coverage included.
17. Often Drive After Hours? Watch These Amazing Glasses Turn Night Into Day!
Calling all commuters! Increase your safety when you are driving at night with a pair of light-weight anti-glare glasses. If you often drive at night you'll know how it feels to be blinded by the lights of other cars. Now, DaySight is offering a solution to get you home safely.
The anti-reflective glasses will cut out glare and fit perfectly over prescription frames you already wear. The tinted lenses block out blinding lights and enhance clarity and contrast so neon lights, street signs, and car lights won't bother you anymore.
The anti-reflective glasses will cut out glare and fit perfectly over prescription frames you already wear. The tinted lenses block out blinding lights and enhance clarity and contrast so neon lights, street signs, and car lights won't bother you anymore.
18. Sleep Better with This Natural Anti-Snoring Solution
Struggle with snoring but hate the idea of getting a CPAP mask? Luckily, it's not the ONLY effective solution out there.
A simple anti-snoring chin-strap is not only the simplest treatment for snoring, but it's also the most affordable one!
The anti-snoring chin-strap was specifically designed to keep your soft palate airway clear, allowing for better oxygen flow. Due to its lightweight material, it's so comfortable to wear, you won't even know it's there!
The only difference you WILL notice is deeper, more restful sleep without snoring. You've been feeling tired far too long… You owe it to yourself to try this life-changing product!
A simple anti-snoring chin-strap is not only the simplest treatment for snoring, but it's also the most affordable one!
The anti-snoring chin-strap was specifically designed to keep your soft palate airway clear, allowing for better oxygen flow. Due to its lightweight material, it's so comfortable to wear, you won't even know it's there!
The only difference you WILL notice is deeper, more restful sleep without snoring. You've been feeling tired far too long… You owe it to yourself to try this life-changing product!
19. Hotel Rooms
If you want to settle down for the night someplace away from home you can be sure to get a discount at Marriott, Comfort Inn, Motel 6 and more.
Keep in mind that discounts may vary and change without notice.
Keep in mind that discounts may vary and change without notice.
- Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
- Red Roof Inn – option of "senior rate" when you book online, may not be available for all locations
- Choice Hotels – 10% discount if you book in advance (60+)
- Hyatt Hotels – up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
- La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts
- Omni Hotels – varying offers at participating locations (55+)
- Motel 6 – 10% discount (60+). Call and book over the phone in order to get discount
- Wyndham Hotels – varying offers at participating locations (60+)
- Hampton Inns & Suites – 10% off when booked 72 hours in advance
20. Use Doc Socks To Improve Circulation
Millions of Americans have experienced foot pain related to the arch, heel, ankle, or plantar fascia. No matter how much or how little it hurts, foot pain sets a precedent for underlying health issues to come. Don't ignore the early signs of feet pain, as later it may develop into chronic issues with varicose veins.
Thankfully, the wonderful team at Doc Socks have come up with a fantastic pair of compression sock sleeves, which dramatically reduce swelling and pain in the feet, helps with the circulation of blood flow and soothes achy feet. Doc Sock Soothers are designed with 7 targeted zones and 3 levels of compression. You can wear them with or without regular socks by slipping them on as a normal sock.
You can get one pair at 50% discount or multiple pairs at more than 50% discount by simply clicking this link!
Thankfully, the wonderful team at Doc Socks have come up with a fantastic pair of compression sock sleeves, which dramatically reduce swelling and pain in the feet, helps with the circulation of blood flow and soothes achy feet. Doc Sock Soothers are designed with 7 targeted zones and 3 levels of compression. You can wear them with or without regular socks by slipping them on as a normal sock.
You can get one pair at 50% discount or multiple pairs at more than 50% discount by simply clicking this link!
21. Cruise Deals
Is there any better way to celebrate life than to venture out at sea? Cruises are wonderful with their all-inclusive travel options where you get to sit back, have a drink or two for free, soak up the midday sun and enjoy some high-class cuisine along with various live music performances.
Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. Keep in mind that not all cruises have discounts, so it is best to check with the specific cruise company.
Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. Keep in mind that not all cruises have discounts, so it is best to check with the specific cruise company.
22. Keep Your Glasses Crystal Clear With Carbon Technology
Peeps is changing the definition of "clean glasses". It's no wonder that their technology is even used by NASA at the Space Station. This product is very popular among people who know the struggle of cleaning their glasses with the regular cloth. Usually if your fingers are even a little bit oily when you use the cloth or you accidentally touch the glasses with your fingertip you can forget about having clean lenses.
Enter Peeps – revolutionary product that cleans your glasses without your fingers touching the glass. Peeps uses a patented invisible carbon formula that safely and easily cleans your glasses, leaving your lenses as clean as the day you got them. And good thing is that Peeps was designed to clean not just the regular eyeglasses but also works great on sunglasses too!
Enter Peeps – revolutionary product that cleans your glasses without your fingers touching the glass. Peeps uses a patented invisible carbon formula that safely and easily cleans your glasses, leaving your lenses as clean as the day you got them. And good thing is that Peeps was designed to clean not just the regular eyeglasses but also works great on sunglasses too!
23. Cell Phone Plans
Mobile phones are for senior citizens too, and you'd bet you can get a good deal on one.
Keep in mind that deals may vary and can change without notice.
Keep in mind that deals may vary and can change without notice.
- AT&T – plan for over 65s that costs $29.99 per month. You'll get 200 anytime minutes, and 500 for evenings and weekends.
- GreatCall – a senior plan for $14.99. However they do have various additional fees, so expect to pay a little bit more. The plan offers health and safety tools, which include 24/7 access to urgent care, medication and refill reminders, daily automated calls to check in with you and much more. This plan works best with a Jitterbug phone, which is especially easy and comfortable to use.
- T-Mobile – plan for $60 a month for seniors 55+, which gives you 2 lines with unlimited talk, text and LTE data.
- Verizon Nationwide – 65 Plus Plan where you can get a plan for $29.99 that includes 200 minutes and unlimited text messaging, it also comes with 2GB of internet so you can browse your favorite websites from your phone. Keep in mind, however, that this plan is not available for new Verizon customers.
- Consumer Cellular – a plan that includes unlimited talk for $30.
24. Flight Discounts
Southwest Airlines, United Airlines
If you are thinking of traveling somewhere further from home you might need to know that you can get senior discounts from airlines too. Southwest Airlines will charge retirees at cheaper senior rates, just show proof of age when you are booking.
United Airlines offers senior fares to selected travel destinations for passengers who are 65 and older. Ask for more details on these great fares when you make your reservation or select the seniors (age 65 and older) category when you make your booking. Continental also offers senior discounts on select routes, and you can get senior fares from American Airlines if you contact them by phone.
A great way to score cheap flight tickets is to compare the prices on multiple flights websites. You can do that on TravelCheapr.com
If you are thinking of traveling somewhere further from home you might need to know that you can get senior discounts from airlines too. Southwest Airlines will charge retirees at cheaper senior rates, just show proof of age when you are booking.
United Airlines offers senior fares to selected travel destinations for passengers who are 65 and older. Ask for more details on these great fares when you make your reservation or select the seniors (age 65 and older) category when you make your booking. Continental also offers senior discounts on select routes, and you can get senior fares from American Airlines if you contact them by phone.
A great way to score cheap flight tickets is to compare the prices on multiple flights websites. You can do that on TravelCheapr.com
25. Get Creative
If you have a lot of time on your hands, you might like to keep them busy by getting creative. Whether it's painting with your grandkids, making some festive decorations or maybe knitting a pair of mittens for your loved ones hobby shops have you covered.
Major hobby chain Michael's have up to 10% exclusive discounts for senior citizens or even more off of crafting materials. Joann has specific Senior Days where senior citizens aged 55 and older receive a 20% discount off of their total purchase.
Major hobby chain Michael's have up to 10% exclusive discounts for senior citizens or even more off of crafting materials. Joann has specific Senior Days where senior citizens aged 55 and older receive a 20% discount off of their total purchase.
Don't forget to claim these great money-saving senior discounts:
Car Insurance Discount. Click here to save $400+ on car insurance!
Mortgage Discount. Click here to save $4,264 on your mortgage each year!
Debt Relief. Click here if you owe more than $20,000 in credit card debt.
Thank you for reading! If you liked the article, please share it with your friends and loved ones!
Mortgage Discount. Click here to save $4,264 on your mortgage each year!
Debt Relief. Click here if you owe more than $20,000 in credit card debt.
Thank you for reading! If you liked the article, please share it with your friends and loved ones!
You are also welcome to sign-up to our Senior Discounts Club for FREE.
Use this limited time offer while you can, spots are filling out fast. You can sign-up below:
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4. ACCEPTABLE USE OF THE WEBSITE. Your use of the Service must be lawful and consistent with the security and reliability of the Service and the World Wide Web. In addition, the following rules apply to your use of the Service:
1. You certify to THEPURCHEXPERT.COM that you are at least 18 years of age. 2. You assume full responsibility for the use of the Service by any minors utilizing computers owned or operated by you or for any minors use of any password assigned to you by THEPURCHEXPERT.COM. 3. Membership registration is open only to residents of the 50 United States and the District of Columbia. 4. Your use of the Service is subject to all applicable local, state, national and international laws and regulations. Your conduct is also subject to applicable laws, regulations, policies and procedures related to Internet use. 5. You are solely responsible for the content of your transmissions and the products you buy or sell through the Service. You acknowledge and agree that THEPURCHEXPERT.COM does not endorse the actions, the contents of communications, or the products of the Users. 6. You must obtain and maintain, at your own expense, any equipment or ancillary services needed to connect to, access or otherwise use the Service, including, without limitation, modems, hardware, software, and long distance and local telephone service. You are responsible for ensuring that such equipment and ancillary services are compatible with the Service. 7. You must complete all transactions you agree to complete in connection with the Service. 8. You agree to forward all feedback you receive regarding the Service to THEPURCHEXPERT.COM when acting as a seller. In the event that you wish to provide feedback to THEPURCHEXPERT.COM related to your use of the Service as a consumer, please email us at support@THEPURCHEXPERT.COM . We welcome consumer comments. By submitting any comments to the above email address, you give your consent to the reproduction or all or part of such comments on the Website or in THEPURCHEXPERT.COM marketing materials, provided that THEPURCHEXPERT.COM shall under no circumstances display your personally identifying data in conjunction with any use of such comments. 9. You must abide by all of the-then current terms of THEPURCHEXPERT.COM' Privacy Policy as set forth on the Website and as updated from time to time by THEPURCHEXPERT.COM in its sole discretion.
5. PROHIBITED CONDUCT. You must not: (a) use the Service for any illegal purpose or for the transmission of any material that is unlawful, harassing, libelous, invasive of another's privacy, abusive, threatening, harmful, vulgar, obscene, tortious, or otherwise objectionable, or that infringes or may infringe the intellectual property or other rights of another, including the sale of pornography, firearms and ammunition, living creatures and parts of endangered species, stocks and other securities, drugs and drug paraphernalia, human body parts and remains; (b) directly or indirectly interfere or attempt to interfere with the proper working of the Website, any account, or any communication or transaction being conducted on our Website; (c) use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the Content without our prior expressed written permission; (d) take any action which imposes an unreasonable or disproportionately large load on our infrastructure, (e) use or disclose (to anyone except THEPURCHEXPERT.COM) any information you obtain about or from other users of the Service, or you obtain from THEPURCHEXPERT.COM if such information is marked confidential, for any purpose except fulfillment of orders initiated by the Users or negotiating prices with the Users, (f) conduct fraud, hide or attempt to hide your identity, represent yourself as someone else, or manipulate or attempt to manipulate prices, compromise or attempt to compromise the security of any account, interfere or attempt to interfere with the proper working of the Service, or (g) send any unsolicited e-mail or advertising to any known User.
6. PRIVACY POLICY AND OTHER PRIVACY RELATED MATTERS. Please see our Privacy Policy. By accepting the Agreement, and each time you use the Service, you consent to THEPURCHEXPERT.COM collection, use and disclosure of your information or Registration Data in accordance with the Privacy Policy without any further notice or any liability to you or any other person.If any User chooses to receive data from THEPURCHEXPERT.COM or the Website as an XML feed or any other format offered by THEPURCHEXPERT.COM, such User shall develop, implement, publicly post, and at all times adhere to the terms of a privacy policy which shall, (i) be available, at a minimum, as a clear and conspicuous link from the main page of such Users Web site and any Web page where visitors provide personally identifiable information, (ii) protects the privacy of the User Data pertaining to the consumer submitting such User Data, and (iii) complies with all applicable laws, privacy laws, rules, regulations, statutes, ordinances and treaties.
7. DISCLAIMER OF WARRANTIES. YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR OWN RISK. THEPURCHEXPERT.COM PROVDIES THE SERVICE ON AN "AS IS" BASIS. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS MAKE NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DO THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE, AS TO CONFIDENTIALITY OR PRIVACY OF ANY OF USER'S INFORMATION REGISTRATION DATA, EXCEPT AS SET FORTH IN THE THEPURCHEXPERT.COM PRIVACY POLICY, OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICE. ANY MATERIAL OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL OR DATA. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICE OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SERVICE AND ARE NOT RESPONSIBLE FOR ANY USE OF CONFIDENTIAL OR PRIVATE INFORMATION BY MERCHANTS SELLING THROUGH THE SERVICE OR OTHER USERS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THEPURCHEXPERT.COM, AFFILIATES OR THROUGH THE SERVICE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. While THEPURCHEXPERT.COM takes commercially reasonable steps to safeguard and to prevent unauthorized access to your information and Registration Data, we cannot be responsible for the acts of those who gain unauthorized access, and we make no warranty, express, implied, or otherwise, that we will prevent unauthorized access to your private information. IN NO EVENT SHALL THEPURCHEXPERT.COM BE LIABLE FOR ANY DAMAGES (WHETHER CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL OR OTHERWISE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, A THIRD PARTY'S UNAUTHORIZED ACCESS TO YOUR INFORMATION OR REGISTRATION DATA, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, STRICT LIABILITY, TORT OR OTHER THEORIES OF LIABILITY, AND ALSO REGARDLESS OF WHETHER THEPURCHEXPERT.COM WAS GIVEN ACTUAL OR CONSTRUCTIVE NOTICE THAT DAMAGES WERE POSSIBLE.
8. LIMITATION OF LIABILITY. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE OR FOR COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SERVICE OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS EVER BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES, AND COSTS, WHETHER IN CONTRACT, TORT OR UNDER OTHER FAULT OR WRONGDOING BY THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS OR ANY PERSON FOR WHOM EITHER THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS ARE RESPONSIBLE, IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO THEPURCHEXPERT.COM FOR THE USE OF THE SERVICE WHICH IS THE SUBJECT OF THE CLAIM.
9. INDEMNIFICATION. You agree to indemnify and hold THEPURCHEXPERT.COM, its subsidiaries, affiliates, officers and employees, and service providers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, the violation of this Agreement by you, or the infringement by you, or other user of the Service using your computer, of any intellectual property or other right of any person or entity. Even though prohibited, people may provide information that is offensive, false, harmful, or deceptive. THEPURCHEXPERT.COM and its Service providers assume no responsibility whatsoever for such content or actions.
10. RELEASE. YOU HEREBY RELEASE, REMISE AND FOREVER DISCHARGE THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, SERVICE PROVIDERS, SUPPLIERS, LICENSORS AND LICENSEES, AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE AND KIND WHATSOEVER AND HOWSOEVER ARISING, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER EXIST, WHICH ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THE SERVICE.
11. TERMINATION. If you breach any provision of this Agreement, you may no longer use the Service. THEPURCHEXPERT.COM may, in its sole discretion, change, suspend, or terminate, temporarily or permanently, the Service or any part of it at any time, for any reason, without notice to you and without liability to you or any other person. If THEPURCHEXPERT.COM terminates this Agreement for any reason, it continues to apply and bind you with respect of your prior use of the Service, including payment of any charges accrued in connection with use of the Service. Upon termination, THEPURCHEXPERT.COM may remove from the Website and permanently delete and destroy any Content that you or others may have posted or submitted without any prior notice or liability to you or any other person.
12. DISPUTE RESOLUTION. (The "Arbitration Clause"). In the event of a dispute, you and THEPURCHEXPERT.COM agree to submit to binding arbitration. The arbitration will be held before one arbitrator on an individual basis and not as a class action. You waive any right you may have to arbitrate a dispute as a class action. You may select any one of the following arbitration organizations and its applicable rules: the American Arbitration Association, 335 Madison Ave., Floor 10, New York, NY 10017-4605 (www.adr.org) or JAMS, 1920 Main St., Ste. 300, Irvine, CA 92614 (www.jamsadr.com). You may obtain copy of the rules of each organization by contacting the organization. Arbitrators shall be attorneys or retired judges and shall be selected pursuant to the applicable rules. The arbitrator shall apply governing substantive law in making an award. The arbitration hearing shall be conducted in the federal district in which you reside. Each party shall be responsible for its own attorney, expert and other fees, unless awarded by the arbitrator under applicable law. The arbitrator's award is final and binding on all parties, except that the losing party may request a new arbitration under the rules of the arbitration organization by a three-arbitrator panel. The Federal Arbitration Act, and not any state arbitration law, governs all arbitration under this Arbitration Clause. Any court having jurisdiction may enter judgment on the arbitrator's award. If any part of this Arbitration Clause, other than waivers of class action rights, is deemed or found to be unenforceable for any reason, the remainder remains enforceable. You and THEPURCHEXPERT.COM retain the right to sue in small claims court for a dispute within that court's jurisdiction, unless such action is transferred, removed or appealed to a different court. You and THEPURCHEXPERT.COM do not waive the right to arbitrate by filing suit.
THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND THEPURCHEXPERT.COM WILL BE RESOLVED BY BINDING ARBITRATION AND NOT IN COURT OR BY JURY TRIAL. IF A DISPUTE IS ARBITRATED, YOU GIVE UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST THEPURCHEXPERT.COM INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS. WITHOUT LIMITATION, THIS INCLUDES GIVING UP YOUR RIGHTS TO BRING OR PARTICIPATE IN A CLASS ACTION.
13. GENERAL. The Agreement comprises the entire agreement between you and THEPURCHEXPERT.COM and supersedes all prior agreements regarding the subject matter contained herein, provided, however, that in the case of Users who are sellers and who have entered into separate agreements ("Seller Agreements") with THEPURCHEXPERT.COM related to the display of advertising materials related to their products or services or their availability, the obligations of the parties related to the Services shall be controlled by the terms of such Seller Agreements in the event of any inconsistency between such Seller Agreements and the Agreement. THEPURCHEXPERT.COM may amend the terms and conditions of this Agreement (the "Amended Terms") from time to time. If you continue to use the Service after the Amended Terms become effective, you are deemed to have agreed to be bound by the Amended Terms. If you do not agree to the Amended Terms, then you agree not to use the Service. Your continued use of the Service constitutes an affirmative: (a) acknowledgment by you of this Agreement and its Amended Terms, if any; and (b) agreement by you to abide and be bound by the Agreement and its Amended Terms, if any. Except as set forth below, you must make all notices to THEPURCHEXPERT.COM in writing via e-mail addressed to support@THEPURCHEXPERT.COM . If you believe that any content posted on the Website infringes any of your intellectual property rights or the intellectual property rights of any third party, you must promptly provide the following notice in writing to THEPURCHEXPERT.COM to support@THEPURCHEXPERT.COM (THEPURCHEXPERT.COM may change this address at any time by posting a notice to the Website): (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyright work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; (c) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (d) information reasonably sufficient to permit us to contact you; (e) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement under penalty of perjury that the information in the notification is accurate and that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. The Agreement shall be governed by and construed in accordance with the laws of the State of Utah (without regard to conflict of laws provisions thereof). If any provision(s) of the Agreement is held contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. The failure of THEPURCHEXPERT.COM to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by THEPURCHEXPERT.COM in writing. The section titles in the Agreement are used solely for the convenience of the parties and have no legal or contractual significance.
THE FOLLOWING USE AGREEMENT (the "Agreement") governs your use of the THEPURCHEXPERT.COM Website (the "Website"). It is vitally important that you read the Agreement carefully as your use of the Website will constitute your agreement to be legally bound by the terms and conditions set out in the Agreement. The Agreement also governs your use of the services and goods provided through or in connection with the Website (collectively, the "Service"). Each time you use the Service, you acknowledge that you have read the Agreement and agree to be legally bound by it. If you do not agree to be bound by the Agreement, you may not use the Service.
1. The Nature of THEPURCHEXPERT.COM. The Website acts solely as an online marketplace for you to find and transact with other users, Members, consumers or sellers (the "Users") business transactions related to the products or services displayed on the Service or otherwise associated with the Service.
THEPURCHEXPERT.COM is not responsible and you agree that THEPURCHEXPERT.COM will bear no liability for any products, services, information or other materials displayed, purchased, or obtained by you from the Website. THEPURCHEXPERT.COM does not endorse, warrant or guarantee the products or services of any user of the Website or the Service.
THEPURCHEXPERT.COM is not liable for any delays, inaccuracies, errors or omissions with respect to the information posted on the Website or submitted to the Website or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the information. You assume the entire risk as to the accuracy, adequacy, completeness, currency, validity and quality of any information.
Any information on the Website is subject to change without notice.
2. LINKS. THEPURCHEXPERT.COM and Affiliates may provide links to external websites or resources for your convenience and reference only. THEPURCHEXPERT.COM and Affiliates do not endorse and are not responsible for the availability of these external websites or resources or for any content, advertising, products, or other materials on or available from such external websites or resources. Your use of and dealings with the owners or operators of these external websites or resources are at your own risk. You cannot make any claim against THEPURCHEXPERT.COM, its Affiliates or its service providers arising out of your use of external websites or resources.
3. OWNERSHIP. All of the material included on the Website, including but not limited to trademarks, text, graphics, logos and service marks (collectively, the "Content"), is the property of THEPURCHEXPERT.COM and other parties. U.S. and international copyright laws protects all Content available on the Website. Your use of the Service and the Content does not transfer to you any ownership or other rights in the Service or the Content. You may download Content displayed on the Website for your personal, noncommercial use only, provided you also retain all copyright and other proprietary notices contained on the Content. You may not modify, copy, distribute, transmit, display, publish, sell, license, or create derivative works using any of the Content for commercial or public purposes.
4. ACCEPTABLE USE OF THE WEBSITE. Your use of the Service must be lawful and consistent with the security and reliability of the Service and the World Wide Web. In addition, the following rules apply to your use of the Service:
1. You certify to THEPURCHEXPERT.COM that you are at least 18 years of age. 2. You assume full responsibility for the use of the Service by any minors utilizing computers owned or operated by you or for any minors use of any password assigned to you by THEPURCHEXPERT.COM. 3. Membership registration is open only to residents of the 50 United States and the District of Columbia. 4. Your use of the Service is subject to all applicable local, state, national and international laws and regulations. Your conduct is also subject to applicable laws, regulations, policies and procedures related to Internet use. 5. You are solely responsible for the content of your transmissions and the products you buy or sell through the Service. You acknowledge and agree that THEPURCHEXPERT.COM does not endorse the actions, the contents of communications, or the products of the Users. 6. You must obtain and maintain, at your own expense, any equipment or ancillary services needed to connect to, access or otherwise use the Service, including, without limitation, modems, hardware, software, and long distance and local telephone service. You are responsible for ensuring that such equipment and ancillary services are compatible with the Service. 7. You must complete all transactions you agree to complete in connection with the Service. 8. You agree to forward all feedback you receive regarding the Service to THEPURCHEXPERT.COM when acting as a seller. In the event that you wish to provide feedback to THEPURCHEXPERT.COM related to your use of the Service as a consumer, please email us at support@THEPURCHEXPERT.COM . We welcome consumer comments. By submitting any comments to the above email address, you give your consent to the reproduction or all or part of such comments on the Website or in THEPURCHEXPERT.COM marketing materials, provided that THEPURCHEXPERT.COM shall under no circumstances display your personally identifying data in conjunction with any use of such comments. 9. You must abide by all of the-then current terms of THEPURCHEXPERT.COM' Privacy Policy as set forth on the Website and as updated from time to time by THEPURCHEXPERT.COM in its sole discretion.
5. PROHIBITED CONDUCT. You must not: (a) use the Service for any illegal purpose or for the transmission of any material that is unlawful, harassing, libelous, invasive of another's privacy, abusive, threatening, harmful, vulgar, obscene, tortious, or otherwise objectionable, or that infringes or may infringe the intellectual property or other rights of another, including the sale of pornography, firearms and ammunition, living creatures and parts of endangered species, stocks and other securities, drugs and drug paraphernalia, human body parts and remains; (b) directly or indirectly interfere or attempt to interfere with the proper working of the Website, any account, or any communication or transaction being conducted on our Website; (c) use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the Content without our prior expressed written permission; (d) take any action which imposes an unreasonable or disproportionately large load on our infrastructure, (e) use or disclose (to anyone except THEPURCHEXPERT.COM) any information you obtain about or from other users of the Service, or you obtain from THEPURCHEXPERT.COM if such information is marked confidential, for any purpose except fulfillment of orders initiated by the Users or negotiating prices with the Users, (f) conduct fraud, hide or attempt to hide your identity, represent yourself as someone else, or manipulate or attempt to manipulate prices, compromise or attempt to compromise the security of any account, interfere or attempt to interfere with the proper working of the Service, or (g) send any unsolicited e-mail or advertising to any known User.
6. PRIVACY POLICY AND OTHER PRIVACY RELATED MATTERS. Please see our Privacy Policy. By accepting the Agreement, and each time you use the Service, you consent to THEPURCHEXPERT.COM collection, use and disclosure of your information or Registration Data in accordance with the Privacy Policy without any further notice or any liability to you or any other person.If any User chooses to receive data from THEPURCHEXPERT.COM or the Website as an XML feed or any other format offered by THEPURCHEXPERT.COM, such User shall develop, implement, publicly post, and at all times adhere to the terms of a privacy policy which shall, (i) be available, at a minimum, as a clear and conspicuous link from the main page of such Users Web site and any Web page where visitors provide personally identifiable information, (ii) protects the privacy of the User Data pertaining to the consumer submitting such User Data, and (iii) complies with all applicable laws, privacy laws, rules, regulations, statutes, ordinances and treaties.
7. DISCLAIMER OF WARRANTIES. YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR OWN RISK. THEPURCHEXPERT.COM PROVDIES THE SERVICE ON AN "AS IS" BASIS. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS MAKE NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DO THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE, AS TO CONFIDENTIALITY OR PRIVACY OF ANY OF USER'S INFORMATION REGISTRATION DATA, EXCEPT AS SET FORTH IN THE THEPURCHEXPERT.COM PRIVACY POLICY, OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICE. ANY MATERIAL OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL OR DATA. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICE OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SERVICE AND ARE NOT RESPONSIBLE FOR ANY USE OF CONFIDENTIAL OR PRIVATE INFORMATION BY MERCHANTS SELLING THROUGH THE SERVICE OR OTHER USERS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THEPURCHEXPERT.COM, AFFILIATES OR THROUGH THE SERVICE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. While THEPURCHEXPERT.COM takes commercially reasonable steps to safeguard and to prevent unauthorized access to your information and Registration Data, we cannot be responsible for the acts of those who gain unauthorized access, and we make no warranty, express, implied, or otherwise, that we will prevent unauthorized access to your private information. IN NO EVENT SHALL THEPURCHEXPERT.COM BE LIABLE FOR ANY DAMAGES (WHETHER CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL OR OTHERWISE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, A THIRD PARTY'S UNAUTHORIZED ACCESS TO YOUR INFORMATION OR REGISTRATION DATA, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, STRICT LIABILITY, TORT OR OTHER THEORIES OF LIABILITY, AND ALSO REGARDLESS OF WHETHER THEPURCHEXPERT.COM WAS GIVEN ACTUAL OR CONSTRUCTIVE NOTICE THAT DAMAGES WERE POSSIBLE.
8. LIMITATION OF LIABILITY. THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE OR FOR COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SERVICE OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS EVER BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES, AND COSTS, WHETHER IN CONTRACT, TORT OR UNDER OTHER FAULT OR WRONGDOING BY THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS OR ANY PERSON FOR WHOM EITHER THEPURCHEXPERT.COM OR ITS SERVICE PROVIDERS ARE RESPONSIBLE, IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO THEPURCHEXPERT.COM FOR THE USE OF THE SERVICE WHICH IS THE SUBJECT OF THE CLAIM.
9. INDEMNIFICATION. You agree to indemnify and hold THEPURCHEXPERT.COM, its subsidiaries, affiliates, officers and employees, and service providers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, the violation of this Agreement by you, or the infringement by you, or other user of the Service using your computer, of any intellectual property or other right of any person or entity. Even though prohibited, people may provide information that is offensive, false, harmful, or deceptive. THEPURCHEXPERT.COM and its Service providers assume no responsibility whatsoever for such content or actions.
10. RELEASE. YOU HEREBY RELEASE, REMISE AND FOREVER DISCHARGE THEPURCHEXPERT.COM AND ITS SERVICE PROVIDERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, SERVICE PROVIDERS, SUPPLIERS, LICENSORS AND LICENSEES, AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE AND KIND WHATSOEVER AND HOWSOEVER ARISING, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER EXIST, WHICH ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THE SERVICE.
11. TERMINATION. If you breach any provision of this Agreement, you may no longer use the Service. THEPURCHEXPERT.COM may, in its sole discretion, change, suspend, or terminate, temporarily or permanently, the Service or any part of it at any time, for any reason, without notice to you and without liability to you or any other person. If THEPURCHEXPERT.COM terminates this Agreement for any reason, it continues to apply and bind you with respect of your prior use of the Service, including payment of any charges accrued in connection with use of the Service. Upon termination, THEPURCHEXPERT.COM may remove from the Website and permanently delete and destroy any Content that you or others may have posted or submitted without any prior notice or liability to you or any other person.
12. DISPUTE RESOLUTION. (The "Arbitration Clause"). In the event of a dispute, you and THEPURCHEXPERT.COM agree to submit to binding arbitration. The arbitration will be held before one arbitrator on an individual basis and not as a class action. You waive any right you may have to arbitrate a dispute as a class action. You may select any one of the following arbitration organizations and its applicable rules: the American Arbitration Association, 335 Madison Ave., Floor 10, New York, NY 10017-4605 (www.adr.org) or JAMS, 1920 Main St., Ste. 300, Irvine, CA 92614 (www.jamsadr.com). You may obtain copy of the rules of each organization by contacting the organization. Arbitrators shall be attorneys or retired judges and shall be selected pursuant to the applicable rules. The arbitrator shall apply governing substantive law in making an award. The arbitration hearing shall be conducted in the federal district in which you reside. Each party shall be responsible for its own attorney, expert and other fees, unless awarded by the arbitrator under applicable law. The arbitrator's award is final and binding on all parties, except that the losing party may request a new arbitration under the rules of the arbitration organization by a three-arbitrator panel. The Federal Arbitration Act, and not any state arbitration law, governs all arbitration under this Arbitration Clause. Any court having jurisdiction may enter judgment on the arbitrator's award. If any part of this Arbitration Clause, other than waivers of class action rights, is deemed or found to be unenforceable for any reason, the remainder remains enforceable. You and THEPURCHEXPERT.COM retain the right to sue in small claims court for a dispute within that court's jurisdiction, unless such action is transferred, removed or appealed to a different court. You and THEPURCHEXPERT.COM do not waive the right to arbitrate by filing suit.
THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND THEPURCHEXPERT.COM WILL BE RESOLVED BY BINDING ARBITRATION AND NOT IN COURT OR BY JURY TRIAL. IF A DISPUTE IS ARBITRATED, YOU GIVE UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST THEPURCHEXPERT.COM INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS. WITHOUT LIMITATION, THIS INCLUDES GIVING UP YOUR RIGHTS TO BRING OR PARTICIPATE IN A CLASS ACTION.
13. GENERAL. The Agreement comprises the entire agreement between you and THEPURCHEXPERT.COM and supersedes all prior agreements regarding the subject matter contained herein, provided, however, that in the case of Users who are sellers and who have entered into separate agreements ("Seller Agreements") with THEPURCHEXPERT.COM related to the display of advertising materials related to their products or services or their availability, the obligations of the parties related to the Services shall be controlled by the terms of such Seller Agreements in the event of any inconsistency between such Seller Agreements and the Agreement. THEPURCHEXPERT.COM may amend the terms and conditions of this Agreement (the "Amended Terms") from time to time. If you continue to use the Service after the Amended Terms become effective, you are deemed to have agreed to be bound by the Amended Terms. If you do not agree to the Amended Terms, then you agree not to use the Service. Your continued use of the Service constitutes an affirmative: (a) acknowledgment by you of this Agreement and its Amended Terms, if any; and (b) agreement by you to abide and be bound by the Agreement and its Amended Terms, if any. Except as set forth below, you must make all notices to THEPURCHEXPERT.COM in writing via e-mail addressed to support@THEPURCHEXPERT.COM . If you believe that any content posted on the Website infringes any of your intellectual property rights or the intellectual property rights of any third party, you must promptly provide the following notice in writing to THEPURCHEXPERT.COM to support@THEPURCHEXPERT.COM (THEPURCHEXPERT.COM may change this address at any time by posting a notice to the Website): (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyright work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; (c) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (d) information reasonably sufficient to permit us to contact you; (e) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement under penalty of perjury that the information in the notification is accurate and that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. The Agreement shall be governed by and construed in accordance with the laws of the State of Utah (without regard to conflict of laws provisions thereof). If any provision(s) of the Agreement is held contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. The failure of THEPURCHEXPERT.COM to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by THEPURCHEXPERT.COM in writing. The section titles in the Agreement are used solely for the convenience of the parties and have no legal or contractual significance.
Privacy Policy
Company Practices Regarding Your Privacy
We at THEPURCHEXPERT.COM are committed to respecting your online privacy and recognize your need for appropriate protection and management of any information you share with us by using our web site.
THEPURCHEXPERT.COM has established the following Online Privacy Policy so that you can understand the care with which we intend to treat your information. This policy describes the overall privacy practices of THEPURCHEXPERT.COM. This policy does not apply to the practices of companies that THEPURCHEXPERT.COM does not own or control.
Personally Identifiable Consumer Information
We do not collect any personally identifiable information. If you place an order with one of our partners they will collect and retain your information. Please review their privacy policy for how your information will be handled.
Non-Personally Identifiable Consumer Information
THEPURCHEXPERT.COM collects various types of information from you to better meet your needs and to provide you with a more relevant user experience. Some of this information is collected automatically through cookies (a small text file placed on your computer) or other Internet tracking technologies. The type of information your browser or Internet session may automatically provide us with can include the browser you are using, your Internet domain, the operating system on your computer, your IP address and the URL you saw just before coming to the THEPURCHEXPERT.COM site, the pages of the site you visited and the URL of the page you visited upon leaving the site. THEPURCHEXPERT.COM may also contract with reputable third-party advertising companies to serve ads on our behalf. These companies may also use cookies or other measures to collect your non-personally identifiable information.
How Collected Information is Used
The non-personally identifiable information that THEPURCHEXPERT.COM collects is used for marketing and sales efforts to better target advertisements and other content in an effort to create a more personally relevant experience. The information is also used to predict responses to advertisements, and to help determine which ads perform best and which content is most appropriate for different individuals.
Sharing Information with Third Parties
We do not share the non-personally identifiable information that THEPURCHEXPERT.COM collects.
Non-Personally Identifiable Consumer Information - Use of Cookies & Opting-Out
Our web site utilizes cookies to collect information about your website activities and to recall the personal information you previously shared with us. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are visiting THEPURCHEXPERT.COM.
Your Consent
By using this web site, you consent to the terms of our Online Privacy Policy. Should the Online Privacy Policy change, we intend to take every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our web site for a reasonable period of time and by amending this privacy policy.
Contacting Us
For more information, or if you have questions or concerns regarding THEPURCHEXPERT.COM's Privacy Policy, you may contact us.
Company Practices Regarding Your Privacy
We at THEPURCHEXPERT.COM are committed to respecting your online privacy and recognize your need for appropriate protection and management of any information you share with us by using our web site.
THEPURCHEXPERT.COM has established the following Online Privacy Policy so that you can understand the care with which we intend to treat your information. This policy describes the overall privacy practices of THEPURCHEXPERT.COM. This policy does not apply to the practices of companies that THEPURCHEXPERT.COM does not own or control.
Personally Identifiable Consumer Information
We do not collect any personally identifiable information. If you place an order with one of our partners they will collect and retain your information. Please review their privacy policy for how your information will be handled.
Non-Personally Identifiable Consumer Information
THEPURCHEXPERT.COM collects various types of information from you to better meet your needs and to provide you with a more relevant user experience. Some of this information is collected automatically through cookies (a small text file placed on your computer) or other Internet tracking technologies. The type of information your browser or Internet session may automatically provide us with can include the browser you are using, your Internet domain, the operating system on your computer, your IP address and the URL you saw just before coming to the THEPURCHEXPERT.COM site, the pages of the site you visited and the URL of the page you visited upon leaving the site. THEPURCHEXPERT.COM may also contract with reputable third-party advertising companies to serve ads on our behalf. These companies may also use cookies or other measures to collect your non-personally identifiable information.
How Collected Information is Used
The non-personally identifiable information that THEPURCHEXPERT.COM collects is used for marketing and sales efforts to better target advertisements and other content in an effort to create a more personally relevant experience. The information is also used to predict responses to advertisements, and to help determine which ads perform best and which content is most appropriate for different individuals.
Sharing Information with Third Parties
We do not share the non-personally identifiable information that THEPURCHEXPERT.COM collects.
Non-Personally Identifiable Consumer Information - Use of Cookies & Opting-Out
Our web site utilizes cookies to collect information about your website activities and to recall the personal information you previously shared with us. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are visiting THEPURCHEXPERT.COM.
Your Consent
By using this web site, you consent to the terms of our Online Privacy Policy. Should the Online Privacy Policy change, we intend to take every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our web site for a reasonable period of time and by amending this privacy policy.
Contacting Us
For more information, or if you have questions or concerns regarding THEPURCHEXPERT.COM's Privacy Policy, you may contact us.